What is MoneyBookers?

MoneyBookers is a “money transmitter” that enables any business or consumer to send and receive payments both securely and cost-effectively.

Using MoneyBookers is like using a bank account with a switch (debit) card, but without the card. Because a credit card is not involved, nor a is it a credit system, no-one needs to trust you - demanding proof of credit-worthiness - nor can a bank draw you into (credit card) debt.

About MoneyBookers

The MoneyBookers system can be regarded as analogous to e-gold, but your reserves are held in cash rather than in gold. However, for short-term transactions this may well not be a relevant consideration.

How can I use moneybookers?

  • Send money using email, from your credit card or bank account
  • Make online purchases
  • Receive money using email

With MoneyBookers, there is no bank or credit-card middleman when you make your net transactions, whether purchases or donations

What happens when I use moneybookers?

You upload funds to MoneyBookers, who hold it in an account for you. You can see the amount being held as soon as you log on to your MoneyBookers account. How long the money takes to show depends on your funding method. Credit card funding takes effect immediately, while bank transfers are dependant on the bank’s habitual delay of 3 to 5 bank working days.

When you send money by email, the recipient receives an email informing them that funds are waiting for them. If the recepient does not have a moneybookers account, they will need to open one to receive the money you sent. The money is transferred from your MoneyBookers account to that of the recipient.

Why MoneyBookers?

After investigating many methods of transferring funds using the Internet, that are not backed by digital gold, we have chosen MoneyBookers as our preferred electronic value transfer (evt) method for trading with fiat cash currencies.

Of the evt methods using fiat currencies we surveyed, MoneyBookers was the only one that did not allow chargebacks; that is transactions with MoneyBookers are irreversible (“there is no charge back risk to worry about.”). MoneyBookers also provides an escrow service for enabling secure trading of goods.

MoneyBookers does not have the problems associated with using a credit card online, as described in credit card downsides.


  • MoneyBookers uses Secure Sockets Layer (SSL) technology to help protect user information against unauthorised access from third parties, loss and fraud.
  • In addition, when a payment is sent using MoneyBookers, the recipient won't receive sensitive financial information like the sender's credit card or bank account number.
  • Our servers sit behind an electronic firewall and are not directly connected to the Internet, customer information is thus available only to authorised computers.
  • Final words

    Transferring funds on the internet can be a fraught operation when moving relatively small amounts or when dealing with a smaller trader who, because of their size, is unable to obtain merchant status. The MoneyBookers system provides a relatively simple, as well as secure, method of making such transactions.

    May-01-2015 09:52:34 AM
    Instant Exchange is official exchange partner of Payeer
    Dear customers

    Do business with us now. We provide Fast, Secure, Efficient and Competitive Rates services of Buying and Selling Payeer.

    Best regards
    Instant Exchange Ltd
    Feb-11-2015 10:17:26 AM
    Westernunion and Moneygram receiver update
    Dear customers

    We have updated new receivers in our system . The old unpending orders with old receiver's names are all not available any more .

    We are sorry about the inconvience caused to you and appreciate your understanding.

    Best regards
    Instant Exchange Ltd
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